About Us

Our team at Valley Mortgage is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area.  Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, we can help you find the right loan program at the lowest market rate.  Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.  Our name is trusted throughout the community.

To speak directly with an experienced mortgage professional simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site.  We look forward to working with you.

Our Story

Valley Mortgage Financial is a family owned and operated Mortgage Banking company that has been serving Arizona since 2001. We pride ourselves on being masters in matching borrowers with the best program on the market for their specific needs.

We always strive to build a long-lasting relationship with our clients and as a result our business grew from our customer base and referrals.

What Our Clients Say

Joseph helped with a refinance and the process from start to finish was fast, very smooth and the rate was the best out of 3 loan estimates! Very glad he was able to get us in a loan that will help us save on interest and pay off faster.

Maria G

Great rates and service! I've had Valley Mortgage handle 2 purchases and multiple re-finances for my homes. The service is top notch and extremely fast turnaround! We have always been ready to close earlier than planned. And the rates can't be beat!!

Lida LR

Work with this company twice, A refinance and a new loan two years later. Always get me the best rate. I shop around and got multiple quotes but this company always able to get me .5% lower. Very good service and able to get thing done

Thi L

Joni is the best! Made our refinance process super easy and fast. Very honest and would HIGHLY recommend to anyone looking for a new loan or to refinance. He also has the lowest rates around!

Rachel W