Great rates and service! I've had Valley Mortgage handle 2 purchases and multiple re-finances for my homes. The service is top notch and extremely fast turnaround! We have always been ready to close earlier than planned. And the rates can't be beat!!
Valley Mortgage has repeatedly done right by me. They have a great array of financing options for almost any situation, and Joni Kojo is a rare "straight shooter" who always gives you the facts. He has a great team supporting him also. I trust these guys.
Work with this company twice, A refinance and a new loan two years later. Always get me the best rate. I shop around and got multiple quotes but this company always able to get me .5% lower. Very good service and able to get thing done
I've now done two deals with Joseph and his Team. Both refi's went smoothly. I felt that I got a great rate and they were accomplished quickly. I would (and do) recommend Joseph to my friends and family.