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What Our Clients Say

Great rates and service! I've had Valley Mortgage handle 2 purchases and multiple re-finances for my homes. The service is top notch and extremely fast turnaround! We have always been ready to close earlier than planned. And the rates can't be beat!!

Lida LR

We have worked with Joseph over 5 years and trust that he keeps our best interest as priority! He guides with patience and is quick to respond to questions. Thank you Joseph!!

Cen C

I've now done two deals with Joseph and his Team. Both refi's went smoothly. I felt that I got a great rate and they were accomplished quickly. I would (and do) recommend Joseph to my friends and family.

Jake G

Joni Kojo is amazing to work with. So satisfied with all his services he has provided for me and my family. Highly recommend!

Mag P